Expert Floodplain Evaluation – Accurate, Individualized Results.

You don’t want to be caught without flood insurance if you need it—but you certainly don’t want to pay for it if you don’t. That’s where Flood Zone Specialists’ work begins.

Our state-of-the-art GPS and surveying equipment is capable of measuring precise and accurate elevations, and we’re able to create a precise picture of your home’s actual risk in a flood prone area.

When you engage our services, we’ll conduct a preliminary analysis to assess your home’s risk level in the broadest sense. Then our professional surveying team will come out for an on-site Flood Evaluation and inspection. Within a short amount of time, we’ll be able to tell you exactly where you stand, and whether it is likely that you’ll be able to successfully file for reclassification of your home out of the high risk area. We’ll also be able to suggest advisable next steps to mitigate or eliminate your flood insurance costs as quickly and effectively as possible.

Possible next steps may include:

  • Filing of LOMA (Letter Of Map Amendment) seeking a formal removal from the 100 year flood plain (1% chance)with the Federal Emergency Management Agency, removing your home and or structures from the Bank required flood insurance requirements, a Preferred flood insurance policy is available at a reduced rate, once a LOMA has been filed.
  • Filing of LOMR-F (Letter of Map Revision Based on Fill) seeking official permission through the Michigan Department of Environmental Quality (MDEQ) and Municipal approval’s. To fill flood-prone areas (areas below the Base Flood Elevation (BFE) for future development and possible removal from the 100 year flood plain.
  • Possible structural or geographic modifications to the property are likely to reduce risk and consequently reduce flood insurance premiums.

Naturally, every property and every situation is unique. Flood Zone Specialists’ skilled professionals are trained to conduct a thorough, individualized assessment that delivers accurate, actionable information.